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When you’re buying a home, you’ll hear a lot of new terms— earnest money , escrow , title insurance , and one that comes up often: mortgage points  (also called discount points ).Many buyers wonder: What are points? Should I buy them? Do they actually save me money? Below is a clear breakdown of how points work, when they make sense, when they don’t, and how seller credits can help pay for them. What Are Mortgage Points? Mortgage points are an optional fee a buyer can pay at

Buying a home is one of the most significant financial decisions many people will make in their lives. For those looking to purchase a home in Washington State, understanding the homebuying process can help streamline the experience and reduce stress. This guide will walk you through the essential steps, from preparing for your purchase to closing the deal, ensuring you are well-equipped to navigate the Washington housing market. Preparing for Homeownership Assess Your Financ

Buying your first home is an exciting yet daunting experience, especially in a diverse and vibrant state like Washington. With its stunning landscapes, bustling cities, and rich culture, Washington offers a unique real estate market that can be both rewarding and challenging for first-time homebuyers. This guide aims to provide you with essential tips to navigate the home-buying process effectively. Understand the Washington Real Estate Market Before diving into the home-buyi

Investing in real estate can be a lucrative venture, especially in a state as diverse and dynamic as Washington. With its booming economy, stunning landscapes, and vibrant cities, Washington offers a wealth of opportunities for both novice and seasoned investors. This guide will walk you through the essential aspects of real estate investment in Washington, providing you with the knowledge and tools needed to make informed decisions. Understanding the Washington Real Estate M